Digital challenger app Nine25 has positioned itself in the evolving digital banking landscape to address young Australians’ financial challenges. Through gamification, the company aims to make micro-investing more accessible and engaging for the next generation’s financial independence.

A fluctuating economy and lack of financial education have left young Americans cash-poor and vulnerable to predatory payday lenders and financial mishaps. In response, the digital banking app Clair gives workers the opportunity to access their wages when they need them – with no hidden fees.

With levels of financial literacy low across India, people are looking for digital platforms that allow them to take control of their finances and plan for the future. Jar, a Bengaluru-based fintech start-up, is simplifying the money-saving process by facilitating investments in digital gold.

Despite strides taken by India to strengthen the digital economy of the country, low-income Indians still suffer from digital illiteracy and unreliable mobile connectivity. JioBharat bridges this digital divide by aiding the country’s plans for universal mobile access packed in a $12 smartphone.