Harvir Dhillon is an economist with the British Retail Consortium. His primary focus is on the British macroeconomy, with a specific look within the retail sector. With previous experience covering the UK's credit and housing markets, as well as the construction sector, he provides commentary and key insights about different segments of the economy to clients and retailers.

Linda J. Ellett is a partner and the UK head of consumer markets, leisure, and retail at KPMG. She has a specialist background in pension advisory to employers and shareholders and leads innovative thinking on spending/saving culture and how to reduce financial anxiety.

Gouri Sharma is an internationally renowned independent journalist from London living in Berlin writing for international media sites including Al Jazeera English and Deutsche Welle. Amid a career spanning nearly two decades, including five years on the production desk for Al Jazeera's flagship media critique show The Listening Post, Gouri now writes on issues such as race, culture, migration, history, and sexual health and wellness. With each report, she aims to draw out the individual story amid the wider political or historical context; centring the human story is a priority, in particular amplifying the voices of those from marginalised communities whose stories are not as visible.