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  • You can always rely on your friends to have your back
  • You can always rely on your friends to have your back
    Garry Knight, Creative Commons (2015) ©
CASE STUDY

Vouch: the lending social network

When we run into trouble, friends and family have our backs. And it's a good job – with payday lenders charging extortionate fees and trust in banks low, who do financially fragile Gen Y turn to when they're in need? This alternative lender will front you cash, whilst taking pressure off your pals.