BNPL schemes have proven immensely popular, giving consumers greater flexibility and accessibility in their shopping journeys. But the cracks in this promise of access and flexibility are starting to show, with studies pointing to the mounting debt being accumulated by consumers.

Young people want to save and budget in a way that isn’t boring. Cleo provides a smart AI bot that delivers financial services in a fresh and disruptive way. With $44 million in funding, Cleo is one of the fastest-growing fintech brands catering to a younger audience: Gen Zers.

Price rises and tax increases have created a gloomy economic picture for Britons who are only just starting to feel the crippling impact of the increased costs of living. Now, they are on the hunt for ways to save money and brands that can help them score a much-needed bargain.

Premium Bonds are still the UK’s favourite way to save money, and one company attempting to refresh the bonds model for financially savvy Gen Zers is EVERYTHING – offering cash prizes for spending and referrals. Can this modern approach appeal to post-pandemic spending habits?