With COVID-19 creating concerns around using public transport, people are taking comfort in the safety offered by their cars. Offering a reliable way not just to travel, but also to socialize, relax, explore, and take part in fun activities, the car’s role in everyday life is changing.

By Miles is taking steps to bring car insurance into the modern age. As the first insurer to offer pay-per-mile policies for EVs without the need to fit cars with tracking devices, it's looking to satisfy the growing consumer desire for seamless and convenient coverage.

Americans are driving 50% less on average as a result of COVID-19, but that doesn’t mean the cost of their insurance premiums has been cut in half. Root Insurance uses data analysis to provide individualized car insurance premiums based on driving styles, rather than credit scores.

Insurance start-up Koba is rolling out connected pay-by-kilometre car insurance to bring usage-based premiums to Australia for the first time. With Aussies willing to share data for a lower premium, Koba is looking to tap into the low-mileage Australian marketplace.