Teaching kids the value of money is becoming harder as less tangible forms of payment – like debit cards and mobile wallets – take over. Enter MyMonii, a Danish app helping parents teach their children about financial matters by paying them for chores and encouraging them to save.

Nine out of ten parents say that ‘knowing how to spend money well’ is the second most important factor to a child's success, yet educating kids on money matters is tricky. Current is hoping to change that with a Visa debit card aimed specifically at Gen Zers, but controlled by their parents.

Starling Bank is a UK challenger that looks more like a Silicon Valley start-up than a traditional bank. It offers accounts that can be opened on mobile in minutes, full banking licence functionality and a focus on taking ownership of your finances. Starling Bank might just be the financial institution to earn the trust of Gen Y.

The underbanked represents more than 88 million individuals and nearly $1.3 trillion in wages. And young people of colour make up a large proportion of this, despite their size and spending power. How is My Money My Future reaching out to this group using technology and pop culture?