Apple is launching a pilot program in conjunction with three US universities that will enable students to link their IDs to Apple Wallet accounts. This will allow them to swipe into their accommodation or pay for meals via their device, meeting Gen Z's desire for seamless everyday experiences.

One ring to do it all. Kerv is a contactless payment ring that liberates people from wallets, purses, cash, coins and cards. And to increase frictionless use in other areas of life, the wearable also doubles as an Oyster Card, unlocks doors and shares contact, emergency and medical info.

All over the world, countries are moving toward becoming cashless. While this does have its benefits – particularly for ostracised communities – it also creates issues for those people who rely mainly on cash and places a high level of power with large financial institutions.

Rapidly shifting market forces have made China the largest and most sophisticated digital (and notably mobile) payment market in the world. In turn, these forces are also changing consumer behaviour and pushing the country’s consumers towards a society that no longer uses cash.