Sarah Coles is the head of personal finance at Hargreaves Lansdown, where she also co-presents the firm’s Switch Your Money On podcast.

Georgina Sturmer is a counsellor and psychotherapist in private practice. She helps people to become happier, more confident, and more resilient in their lives and relationships. She specialises in working with women. Sturmer has commented widely for the media on mental health topics, including The Times, The Telegraph, The Guardian, Newsweek, Cosmopolitan, Stylist, Marie Claire, Women's Health, The New York Times, Metro, and BBC Radio. Her expertise includes anxiety, depression, relationship difficulties, pregnancy, fertility, miscarriage, postnatal depression, domestic abuse, trauma, and loss. She's a registered member of the British Association for Counselling and Psychotherapy.

Sarah Drumm is a freelance journalist covering small businesses, start-ups, and new consumer brands. She is a contributor to Canvas8 and published a report on the popularity of direct-to-consumer brand communities for Thingtesting.