Apple has launched a campaign to promote its Apple Pay service which seeks to dispel myths about the safety and availability of the payment method. With many still hesitant to rely on contactless payments, focusing on security is a key opportunity to alleviate concerns of consumers worldwide.

In a move that threatens the market share of companies such as Klarna and Affirm, Apple has entered the buy now, pay later (BNPL) scene with Apple Pay Later. In spite of rising consumer debt, people are looking for flexible payment plans to help them navigate financial uncertainty.

Digital wallets were gaining ground well before COVID-19 struck, but the pandemic accelerated their uptake as people prioritized contactless transactions. As well as offering a more hygienic way to make purchases, how might these tools enable Americans to make the most of their money?

There are many frustrations when it comes to spending and managing money – and waiting for a plastic card to arrive in the post is one of them. Bip, a new app-based credit product, is helping people take back control of their finances and removing friction from payment processes.