People whose banking is enabled by Mastercard will be able to pay using digital currencies, thanks to a partnership with crypto firm Bakkt. As people feel more comfortable with crypto, financial institutions are offering them choice as well as continuing to deliver on high standards of security.

Following El Salvador having made bitcoin legal tender, McDonald’s is accepting cryptocurrency in stores. As cryptocurrency seeps into the mainstream, people are looking for everyday ways to spend their digital money, but improving education remains key to success.

How have vulnerable individuals been affected by the digitisation of banking? Will NFTs become a new type of commerce? How can people level up their retirement savings? In this part of the 2022 Expert Outlook, we speak to three experts about how people are seeking more agency over their finances.

Gen Zers are increasingly prioritising banking that’s both ethical and sustainability-minded. Tomorrow, a challenger bank founded in Germany, positions sustainability as its top goal, leading the way for brands to merge necessary service offerings with values-driven behaviours.