Many Singaporeans are feeling less secure about relying on family advice when it comes to making big decisions about money. Instead, they’re putting their trust in financial professionals, signalling a move towards expertise in the wake of financial uncertainty brought on by the pandemic.

The pandemic has made people more aware of their money and some platforms are looking to help people make their money work for them. In Singapore, knowledge around investing is relatively low but Endowus aims to educate people on investing, money management, and all things finance.

Wagestream lets people see what they have earned in real-time and can provide access to their wages at any time during their pay cycle. This can prevent people from going into overdraft or taking out expensive payday loans – particularly important during the financial uncertainty of the pandemic.

Tonik is a digital bank disruptor that’s aiming to earn its stripes among the unbanked population in the Philippines. As digitally-savvy younger generations take steps towards adulting, they're turning to online services that build trust through transparency and make their benefits crystal clear.