Almost half of Aussies regularly daydream about the future, but just 20% of young people have sought financial advice that could help them later in life. How is AMP Goals 360 – an interactive advice service – helping a tech-savvy generation get more engaged with their finances?

With over one in four living paycheque to paycheque, Gen Yers Down Under are struggling to manage their money. Hoping to offer this generation a more seamless way to spend, Afterpay is an online and offline payment provider that lets Aussies buy now, and pay in four fortnightly instalments.

There’s plenty to dissuade people from using reward schemes – whether it’s forgetting one’s card at home or not wanting to pull out a discount coupon in front of a date. With the help of its own cryptocurrency, Liven helps Aussies seamlessly save when they’re dining at their favourite restaurants.

As Australians become more concerned about the rising costs of living, high-earning individuals feel like they need more money to ease their financial worries more so than those earning less. This reflects an entitlement bias where there’s a desire to meet an expected standard of living.