What do older people need from banks? How do freelancers and zero-hour contractors manage their money? What are financial services doing to make customers feel like part of a community? And how can people save more strategically?

American Gen Yers have never been in so much debt – those aged 30-39 owe a combined total of $408.4 billion in student loans alone – and as they start to have families, their money worries are only growing. How can apps like Wela helping these young households tackle their financial crises?

The investing world can seem daunting, especially to those who don’t have much saved up. But with a $5 entry point, no need for major outlays, and a constant stream of information, condensed into an easy-to-understand smartphone app, Stash is helping Gen Yers build their portfolios.

In a region that can boast ‘Gold to Go’ vending machines that allow people to buy gold bars and coins, it's hardly surprising that Saudi consumers love to spend. But extravagant spending habits are having consequences for families, as the nation seems to have forgotten how to save.