Chip is an app helping Britons save some cash without it feeling like too much effort. By using predictive algorithms, the company is attempting to automate users’ budgeting and saving habits, tapping into a desire for banks to help people manage their money more effectively.

How can lollipops, ‘wizards’ and dog shows help bring communities together and fight criminal or disruptive behaviour? Canvas8 spoke with Stevyn Colgan, author of Why Did the Policeman Cross the Road? and Nudgestock speaker, to find out how you can nudge people to solve a problem.

A quarter of Americans have exceeded their overdraft limit in the last year, having to pay an average of $35 for the privilege. Dave is a fintech app that monitors users' spending, letting them know when they need to cut back on their outgoings and take in a packed lunch.

Signing up to a gym is a positive step to improve your physical health. But if you don’t follow through, that monthly payment, along with other unnecessary direct debits, can leave you ailing financially. Though these costs may be acknowledged, what stops people taking action to save some money?