Life as a freelancer can be stressful. A busy month can be followed by a dry spell. And what about the 700,000 Brits that are on zero-hour contracts? Without a regular income, budgeting becomes a drag. Even is an app that ensures you get the same pay packet every payday.

From Etsy stores to YouTube channels, a generation of young people are starting up their own 'side hustle’ outside of the regular nine-to-five. What’s driving these predominantly Gen Y workers to trade their free time for toil, and what does this reveal of their changing values and lifestyles?

Between crippling student debt, rising house prices and little disposable income, Gen Yers have got it pretty tough. And they’re not feeling any more positive about the future. Despite many having enrolled in further education, they have the most negative attitudes towards employment.

Major corporations used to have their pick of the best minds as they left university. But there's now a talent shortage, and 53% of UK workers say that no amount of money could tempt them to a company with a poor employer brand. So how can businesses build their brand to attract the best applicants?