Starting a retirement plan sounds like next level ‘adulting’, but with one in three Americans having no money in their nest egg and people living longer, it’s a vital financial consideration. Honest Dollar is hoping to provide the answer with affordable ways for SMEs to help employees start saving.

After a summer of manic Poké-hunting and flower-crown filtering of selfies, you’d be forgiven for thinking that fun and frivolous apps were all the rage. But recent analysis of the UK’s app usage has revealed that it’s actually mobile finance services that Brits are tap-happy for.

There are lots of ups and downs to working on an adjustable schedule – doing double overtime one week, scrambling for a job the next. There’s now a new way to handle the financial instability of irregular employment – Even, an app that helps people with a variable income maintain a stable cash flow.

In Germany, where 80% of transactions are carried out in cash, card payments aren’t considered secure. Fintech start-up Number26 intends to change this perception, as – even in the land of pretzels, biergartens and traditionalism – people begin to test the waters of digital banking.