There’s a limit to the number of things a standard ATM can do, with most people simply using them to get cash and check their bank balance. Now, Chase Bank is introducing EBKs – or electronic banking kiosks – which give people more tools to manage their money.

What can mobile wallets offer beyond payments? How are online-only banks taking on the industry’s ‘big four’? And what would convince apathetic consumers to switch their accounts? The 2016 Expert Outlook on money explores the brands and tech impacting lending, savings and payments.

The average Gen Yer spends five hours a week taking photos of themselves. Knowing how much this group loves a selfie, and that ease is considered the most important feature of banking, MasterCard is hoping its ‘selfie’ payment method will get them snapping and spending like there’s no tomorrow.

As people grow accustomed to new levels of convenience, there’s an increasing demand for brands to stamp out the little irritations. Author and thinker Adam Morgan explains how the modern challenger brand finds its footing.