The attitude to buying life insurance is unlike getting a car or shopping for groceries. After all, who wants to think about dying? Yet despite their reluctance, 39% of Gen Yers claimed they’d get a policy in 2015. How are insurers making the process of getting life cover easier and more accessible?

In a recent survey of 5,000 teenagers, more than half thought that online abuse was worse than face-to-face abuse, with the anonymity of the internet making for an ominous culture of cyberbullying. ReThink is a piece of software hoping to put a stop to it, making cyberbullies think twice.

At age 3, around a quarter of children go online daily, increasing to about 50% by age 5. And if the internet really is as “dangerous as letting children go out into the street”, is child-friendly software and brightly-coloured ‘kid versions’ enough to keep Gen Z surfers safe and happy?

Bullying is an unfortunate staple in everybody’s life growing up – whether they're dealing it out, taking it or observing it. But as it increasingly transcends the boundaries of the schoolyard to manifest in new ways online, who should be responsible for protecting the vulnerable and impressionable?