As smart technology changes the way consumers interact with brands and products, innovations like Disney's MyMagic+ are leading the charge towards contactless payment and a smarter, more efficient world.

Music festivals are often rife with the irritations of spending the day amid a bustling crowd. Billions of dollars worth of smartphones are lost each year, and queuing for a single drink can waste hours. In response, Chicago-based festival Lollapalooza has introduced RFID bracelets for cashless payments.

How will we be spending our spare time in 2015? Will we be cocooning at home or trekking across town to discover the latest pop-up? How will the experience of attending a festival change and why is digital a danger to the leisure sector?

With 2 million users, a deal with Starbucks, and $6 billion worth of transactions, Square is turning smartphones into checkouts, digitising loyalty schemes and reshaping how consumers spend – without using NFC technology.