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  • The X1 card rewrites the rules of access to credit
  • The X1 card rewrites the rules of access to credit
    Christiann Koepke (2019) ©
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The X1 card rewrites the rules of access to credit

Access to credit tends to be based on financial history. The X1 card is hoping to change that with access dependent on earnings, rather than credit score. With the pandemic leaving many worried that missed payments will impact their financial health, providers offering flexibility are likely to resonate.

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