RBS has launched a digital banking app called Bó to help people form habits and routines that support money management. It joins a competitive fintech market, but consumers who are unfamiliar with and wary of challenger banks may trust the historic bank house's offering more.

Trust in Australian banks is dwindling – just 36% of Aussies believe their bank has their best interests at heart. With the sector amid a shake-up, Up is giving people an easier way to manage their money, with flexibility, in-depth analysis and more human communication.

With consumer trust in banks on the wane, fintech companies are reaping the rewards. Apple Card is Apple’s steel physical credit card, aimed at iPhone and Apple Pay users who want a good user experience, a brand they can trust, and guaranteed privacy measures that can stand up in 2019.

From reducing their use of plastic to going vegan, many Britons are adapting their behaviours to tackle climate change. This is feeding into their financial habits too, with roughly half wanting to ensure that the businesses they bank with don't invest their money in fossil fuels.