Peer-to-peer lending has surged globally since the recession, and Britain has been no exception, with the amount lent passing £1 billion in 2014. Now, as the industry matures, Metro Bank has begun working with British peer-to-peer platform, Zopa – a partnership that’s the first of its kind.

Whether pinging your colleague a PDF or sending a mate an mp3, email attachments are the norm. And Google Wallet now allows UK users to attach cash to their emails, too. But in a financial landscape rife with privacy concerns, do people really want bank transfers to be as easy as sending an email?

We think nothing of using smartphones to do the weekly shop or review bank statements on the go. But with the spread of smartwatches, will we soon send cash and buy drinks via tiny computers on our wrists? Moven hopes its Impulse Savings app can get people saving rather than spending, but how?

How much cash is in your pocket? With the onward march of technology, physical money now seems somewhat redundant. Paying for things with a smartphone or contactless card is simply more convenient nowadays. So with digital transactions becoming the norm, is the ATM doomed?