When we run into trouble, friends and family have our backs. And it's a good job – with payday lenders charging extortionate fees and trust in banks low, who do financially fragile Gen Y turn to when they're in need? This alternative lender will front you cash, whilst taking pressure off your pals.

More than half of Americans worry about not having sufficient retirement savings. So why is it that despite earning less and saving less, 20-somethings in the US are feeling more confident in their financial future than their seniors?

With UK consumer confidence increasing, competition among banks is stronger than ever. Austerity has left consumers cautious, while 24/7 banking has given more access and control over personal finance. But what do people want, and how can banks entice them to switch?

Since the mortgage crisis, for those with bad credit, borrowing meant high-interest, short-term loans. The Build Card offers an alternative. It monitors your spending and provides payment targets, helping you develop a stronger credit score. Will it help those with bad credit get back on their feet?