Diverse representation is an expectation, but as individuals no longer allow themselves to be defined in singular terms, there's mounting pressure on brands to understand and sensitively reflect how the intersections between race, gender, class, and ability impact people's everyday lives.

Nigeria has fast become the beating heart of Africa’s fintech ecosystem, attracting foreign investment in its droves. So, who are Nigeria’s big fintech players, what financial needs are they fulfilling, and how are they catering to one of the largest markets of Gen Zers globally?

Tonik is one of the first completely digital banks on offer in the Philippines, providing users with easy-to-access financial services. It offers safe and secure platforms and transactions and, perhaps more importantly, a 6% interest rate to attract customers and gain their trust.

Many adults say they weren’t taught about money at school so they want to give their kids the skills they didn’t learn until adulthood, and Greenlight offers just that. It’s a prepaid debit card with parent-set spending limits and transaction tracking that educates kids on money management.

Accessing financial services can be a headache and doing copious amounts of paperwork to qualify is a hassle. Enter Aella Credit – from submitting an application to checking eligibility to getting the money, this fintech brand is making loans less complicated for Nigerians.