Diverse representation is an expectation, but as individuals no longer allow themselves to be defined in singular terms, there's mounting pressure on brands to understand and sensitively reflect how the intersections between race, gender, class, and ability impact people's everyday lives.

An insurance company and app, Marshmallow eliminates historical barriers to car insurance by widening its data pool and offering affordable, straightforward policies. This unicorn start-up is changing the game for Britons as they switch up their driving habits post-pandemic.

Brazilian neobank Nubank is set to become South America's largest financial institution as it files for an IPO. With people demanding accessibility, personalisation, and reduced friction with their finances, there are lessons for all outdated industries in how the digital can disrupt through inclusivity.

Nigeria has fast become the beating heart of Africa’s fintech ecosystem, attracting foreign investment in its droves. So, who are Nigeria’s big fintech players, what financial needs are they fulfilling, and how are they catering to one of the largest markets of Gen Zers globally?

Accessing financial services can be a headache and doing copious amounts of paperwork to qualify is a hassle. Enter Aella Credit – from submitting an application to checking eligibility to getting the money, this fintech brand is making loans less complicated for Nigerians.