Updated regulations have made it easier than ever for anyone to become an angel investor, regardless of wealth or capital. Gen Zers are pooling their knowledge through social media to get on the investment ladder earlier than any generation before them, shaking up the investment scene.

HNWI Gen Yers are increasingly foregoing the use of financial advisors that previous generations turned to and are instead controlling their finances independently. This means DIY finance platforms that allow people to stay on top of their investments simply and virtually are vital.

Founded in 1998 by two young women who were looking for a way to give back beyond traditional philanthropy channels, Resource Generation enables its Gen Yer and Zer members to use their wealth to address privilege and social inequalities to help create a better tomorrow.

How have vulnerable individuals been affected by the digitisation of banking? Will NFTs become a new type of commerce? How can people level up their retirement savings? In this part of the 2022 Expert Outlook, we speak to three experts about how people are seeking more agency over their finances.