There’s a seismic change underway in the banking sector, with challenger brands taking on the traditional Big Five. At the forefront is Monzo, a mobile-first digital bank that’s designed with tech-savvy customers in mind. Can its clever app and round-the-clock support convince Brits to switch?

From saving at the touch of a button to pinging a mate cash, the advent of open banking means Britons expect more control over their finances. And while there are still issues with contactless payments, one poll suggests that almost half of Britons would like to customise contactless payment limits.

Music festivals might not be a traditional reason to get into debt, but that’s not stopping young people in the US from doing just that. Research shows that many Gen Yers who have attended music festivals took on debt to do so, reflecting how these experiences are becoming financial priorities.

Contactless cards and mobile wallets have greatly simplified payments, but Fingopay is going a step further by allowing people to buy anything with just a press of a finger. It’s tapping a desire for increased security and convenience in everyday transactions through the use of biometric tech.