South Africa has the largest economy on the continent, but people are still putting their trust in cash payments rather than new fintech services. They’re opting out of mobile payment methods for reasons like fear of fraud and lack of knowledge about the options available.

While over 500 million people in India have access to the internet, only 10% are able to make the most of it. As the digital divide closes in emerging markets, it's casting a new light on the responsibilities of tech providers to not only provide access, but educate new users as well.

Bitcoin has grown from an obscurity to mainstream fascination, and Gen Yers across Africa are increasingly keen to learn how to trade in the cryptocurrency. Some use it as a way to sidestep corrupt financial institutions, while others see it as an income solution when other jobs are scarce.

In 2012, Nigeria established a cashless policy, encouraging banks and people alike to take a step towards digital finance by making the use of notes and coins more expensive. Now, Wema Bank has launched ALAT, the continent’s first fully digital bank.