Young people's trust in financial services is at an all-time low; 71% of Gen Yers would rather visit their dentist than hear what banks have to say. But San Francisco-based Affirm is hoping that a transparent approach to lending can restore some faith in customers and show that credit isn’t all bad.

Stagnant wages and rising living costs have many Americans delaying traditional life milestones. At the same time though, new moments have gained significance, and a campaign from fintech firm SoFi has honed in on the final payment of one’s student loans as an occasion worth celebrating.

Up to 45 million Americans can’t access credit because they do not have scorable records, potentially leaving them unable to obtain a home, car, healthcare, or even a job. How is Petal making it easier and more affordable for young people and marginalized groups to gain access to a credit card?

Millions of Americans turn to payday loans for financial support, but inflated interest rates can leave them trapped in long-term debt. Aiming to counter the predatory practices of these lenders, DailyPay gives workers instant access to their wages, offering a safety net to ease their money worries.