Hold On!

Hold Up

Please select a minimum of three sectors in the menu above.

Got It
  • Would you trust a robot to handle your cash?
  • Would you trust a robot to handle your cash?
    Andrew Griffith, Creative Commons (2014) ©

Digit: outsource your saving to a bot

Nearly seven in ten Americans have less than $1,000 in their savings accounts, and 34% have nothing set aside whatsoever. Conserving cash can be difficult, but finance app Digit wants people to leave it to a bot. How has it managed to save people over $230 million in just 18 months?

Location United States

People are generally bad at saving. It can be hard to turn down a swanky dinner to put money away and spend a night on the sofa. “While I don't believe money actually buys happiness, it can certainly buy lattes, concert tickets, and shopping sprees, which definitely deliver a certain buzz of euphoria in their own right,” writes journalist Marissa Higgins. [1]

US-based Digit has been supporting people in their money-saving efforts since it launched in 2015. Simply connect your bank account to the service, and its bot will track your spending habits and regularly take out ...



  • Article image

    Honest Dollar: a simpler way to save for the future

    Starting a retirement plan sounds like next level ‘adulting’, but with one in three Americans having no money in their nest egg and people living longer, it’s a vital financial consideration. Honest Dollar is hoping to provide the answer with affordable ways for SMEs to help employees start saving.

  • Article image

    Why would you want to chat to a bot?

    The number of people using messaging apps is set to hit two billion by 2018, so it’s no wonder brands want to get in on the action. Major tech players are touting chatbots as the next big thing, but can they really revolutionise online interactions, or are they just part of an industry-driven pipe dream?

  • Article image

    Nutmeg: money management for the masses

    The investment industry was once only open to the very wealthy, but Nutmeg now wants to offer money management to the masses. Its user-friendly platform has people invest small amounts, letting Nutmeg do all the hard work. But will people trust an online start-up with their savings?

  • Article image

    Acorns: stocks and shares on your smartphone

    Over a third of 18-year-olds don’t understand what stocks and shares are – and of those that do, 30% are put off by hidden costs. The Acorns app lets you invest your small change as you buy a coffee or a cardigan – but can it get young adults interested in the stock market?