Wearables have created much buzz in recent years. Yet despite major players like Apple, Samsung and Google rolling out devices – alongside high-end brands like Opening Ceremony – the buzz has faded. Experts now say that smart fabrics could be the way forward instead.

In 2014, wearable tech became a hot topic, from NFC rings that unlock your car to the rise of collaborations between tech developers and high-end fashion designers. But forecasts suggest tech accessories are set to take a back seat, making way for wearable garments.

Fashionistas rejoice – payment options are no longer limited to uninspiring bank cards or plain old cash. Topshop has teamed up with bPay to launch a range of contactless accessories that'll complement your outfit. But is Gen Z really that bothered by fintech? Can payments really be fun?

People prefer wearable devices that are unobtrusive, fit into daily life and existing habits, and look stylish. But even if all these boxes are ticked, do they really want to wear technology on their wrists, faces and around their necks?